Yadda ake samun rancen mabukaci VTB 24

Bankin VTB24 ya yi daidai da Sberbank na Rasha dangane da kyawawan sharuɗɗan samar da kayayyakin lamuni - ƙananan rarar riba, ƙarancin jingina, ikon karɓar kuɗi masu yawa, sassauƙan tsarin kula da abokan kasuwancin bankin.

Ana gabatar da lamuni ga mutane a cikin VTB24 a wurare da yawa:

• Lamunin ilimi da aka niyya.
• Lamunin kuɗi don kowane buƙata.
• Lamuni don sake biyan haraji.
• Lamuni ga masu kasuwanci don dalilai na kansu.

Lamunin lamuni

Kowane shirin bayar da bashi yana da takamaiman abin sa, kuma bankin yana ba da yanayi na musamman ga 'yan kasuwa, mahalarta cikin ayyukan albashi na VTB24 ko ma'aikatan kamfanin haɗin gwiwa. Yi la'akari da samfuran lamuni na VTB24 guda biyar waɗanda suke dacewa a lokacin wannan rubutun - farkon 2015.

1. VTB24 - Kayan Skolkovo... Ana iya kashe kuɗin a kan kuɗin karatun na MBA da shirye-shiryen EMBA a makarantar kasuwanci ta Skolkovo. Adadin rancen yana daga dubu 750 zuwa miliyan 3.6 a shekara 10-14% a shekara.
2. "Sake tacewa"... Ya shafi amfani da aka nufa. Kuna iya ɗaukar don biyan bashin da ake da shi a wasu bankuna kuma rage girman kuɗin wata na wata saboda ajiyar kuɗi, bayan da kuka karɓi kusan 750 dubu rubles daga VTB24 a 15% a kowace shekara.
3. "Lamunin kuɗi"... Adadin har zuwa miliyan 3 rubles, har zuwa shekaru 7.
4. "Shirye-shiryen kamfanoni"... rubles a tsabar kudi na shekaru 7 a 17% a kowace shekara don albashi da abokan cinikayyar Bankin VTB24. Abokan ciniki da ke tare da fasfo na iya karɓar kuɗi har miliyan 2 nan take ba tare da ƙarin bayani da tsaro ba.
5. Credit "Kommersant" kuma kunshin yana bada "Kommersant Light", "Kommersant Optima" da "Kommersant Aktiv"... An tsara shi don magance matsalolin kuɗi na ƙananan masu kasuwanci da ɗaiɗaikun 'yan kasuwa. rubles a 18.5-22.5% a kowace shekara.

Bukatun masu aro

Don karɓar VTB 24 a matsayin mai aro, ya zama dole a cika wasu takamaiman buƙatu, waɗanda suka haɗa da:

• Cancantar shekaru... An girka dangane da bene. Maza daga shekara 25 zuwa 65 da mata masu shekaru 21-65. Wasu samfuran bashi suna da iyakokin kansu - VTB24 - Skolkovo ana iya bayar dashi kawai yana da shekaru 25 zuwa 50.
• Rijista a yankin reshen VTB24... Yana da kyau ayi rajista dindindin a cikin garin neman rance.
• Aikin hukuma... Adadin tsawon sabis dole ne ya wuce shekara 1, a wurin aiki na ƙarshe - aƙalla watanni 3. Tabbatar da sake samun kudin shiga da ake buƙata.

Don karɓar rancen mabukaci daga VTB24, zaku iya yi tare da fasfo ɗaya. Abokan cinikin bankin ne kawai za su yi sa'a. Sauran masu karɓar bashi suna da jerin takardu da yawa. Baya ga fasfo, kuna buƙatar tabbatar da aikin hukuma (takaddar kwafin littafin aiki), matakin samun kuɗaɗen hukuma (takardar shaidar samun kuɗi a matsayin banki ko 2-NDFL na watanni 3 da suka gabata), ID ɗin soja (ga maza da ke ƙasa da shekaru 27).

Bankin na iya kuma bukatar wasu takardu, alal misali, takardu kan abin da ya shafi iyali, kan ilimin wanda ya ci bashi, kan kadarorin da ya mallaka, da sauransu.

Tarihin bashi mai kyau da kyakkyawan suna na mai rance zai haɓaka damar amincewa da aikace-aikacen a VTB24.

Tsarin sarrafa lamuni a VTB 24

Kasancewa da tunanin yiwuwar samun rancen mabukaci daga VTB24 kuma bayan nazarin duk abubuwan buƙatun, yakamata ku cika aikace-aikacen. An gabatar da fom ɗin neman aiki kai tsaye a kowane reshe na banki ko ta Intanit akan gidan yanar gizon hukuma.

Wani ma'aikacin VTB24 zai amsa buƙata ta kiran mai bashi a cikin kwanaki 1-2. Idan yanke shawara ta tabbatacciya ce, ya zama dole a ziyarci bankin kai tsaye kuma a kawo takardu don tabbatar da bayanan a cikin takardar neman aikin. A rana, bankin zai sanar da shawarar karshe akan lamunin.

Jami'in lamunin ya zana yarjejeniyar lamuni, bayan sanya hannu wanda mai karba zai karbi adadin da aka nema idan ya cika dukkan sharuɗɗan - tabbacin, biyan bashin ƙasa, inshora ko jingina.